Multispectral analyses of satellite images are used to calculate the evolution of the effective radius of convective cloud particles with temperature, and to infer from that information about precipitation forming processes in the clouds. Different microphysical processes are identified at different heights. From cloud base to top, the microphysical classification includes zones of diffusional droplet growth, coalescence droplet growth, rainout, mixed-phase precipitation, and glaciation. Not all zones need appear in a given cloud system. Application to maritime clouds shows, from base to top, zones of coalescence, rainout, a shallow mixed-phase region, and glaciation starting at −10°C or even warmer. In contrast, continental clouds have a deep diffusional growth zone above their bases, followed by coalescence and mixed-phase zones, and glaciation at −15° to −20°C. Highly continental clouds have a narrow or no coalescence zone, a deep mixed-phase zone, and glaciation occurring between −20° and −30°C. Limit... Multispectral analyses of satellite images are used to calculate the evolution of the effective radius of convective cloud particles with temperature, and to infer from that information about precipitation forming processes in the clouds. Different microphysical processes are identified at different heights. From cloud base to top, the microphysical classification includes zones of diffusional droplet growth, coalescence droplet growth, rainout, mixed-phase precipitation, and glaciation. Not all zones need appear in a given cloud system. Application to maritime clouds shows, from base to top, zones of coalescence, rainout, a shallow mixed-phase region, and glaciation starting at −10°C or even warmer. In contrast, continental clouds have a deep diffusional growth zone above their bases, followed by coalescence and mixed-phase zones, and glaciation at −15° to −20°C. Highly continental clouds have a narrow or no coalescence zone, a deep mixed-phase zone, and glaciation occurring between −20° and −30°C. Limit...