The farm crisis is spilling over into rural communities. The crisis is and will continue to occur in many rural communities as long as farmers are liquidating their farming operations. When farmers are forced to quit, they look for off-farm jobs. If none are available, they will be forced to move to urban centers for employment. As they move, rural businesses will have less sales and local governments will have less tax dollars. In the case of rural businesses, some will be forced to close and others will operate with less income. With regard to local governments, less tax dollars will be available and services may have to be reduced. This paper uses a simulation model to illustrate how the farm crisis is expected to affect rural businesses and governments. Private and public decision makers can use the results in planning for efficient delivery of private and public services.